Personal Loans
Personal Loans
Simple borrowing for whatever’s next.
Whatever you need, whenever you need it, we can help.
How Can a Peake Personal Loan Help You?
Life doesn’t wait – and neither should you. Whether you’re consolidating debt, covering an unexpected expense, or planning something meaningful, Peake makes it easy to get the funds you need with clear terms and predictable payments.
Why a Peake Personal Loan?
- Fixed rates and payments for easy budgeting
- No collateral required on most options
- Fast decisions and local support
- Flexible options to fit your needs
-
Debt consolidation
Roll multiple payments into one fixed monthly payment — and trade high interest rates for a single, lower one.
-
Medical expenses
Don't let out-of-pocket costs catch you off guard. Cover what insurance doesn't, without draining your savings.
-
Travel
Whether it's a family vacation or a trip you've been putting off, fund your plans now and pay over time.
-
Tuition
Invest in yourself or someone you love. Bridge the gap between financial aid and the cost of getting ahead.
-
Whatever life brings your way
Need funds for a reason not on this list? That's the point. A Peake Personal Loan is there when life doesn't follow a script.
Loan Options Find the Right Fit for the Way You Borrow
Not every financial need looks the same — so neither do our loans. From a straightforward personal loan to flexible credit access and specialty options built for specific moments, there's a Peake solution that fits.
Student Loans Invest in Your Education Without the Stress
We partner with Sallie Mae® to offer private student loans for undergraduate and graduate expenses.
Competitive Rates
- Competitive rates based on creditworthiness.
- Flexible terms designed to fit your budget.
Personal Loan
| Term | Features | APR * | Est. Payment * per $1,000 |
|---|---|---|---|
| 60 months | Up to $25,000 | 8.90% | $20.71 |
| 84 months | Up to $25,000 | 9.90% | $16.55 |
Preferred Line of Credit
| Term | Features | APR * | Est. Payment * per $1,000 |
|---|---|---|---|
| 48 months | Up to $15,000 | 11.90% | $26.28 |
Signature Money Line of Credit
| Term | Features | APR * | Est. Payment * per $1,000 |
|---|---|---|---|
| 6 months | Up to $1,000 | 12.00% | $172.55 |
| 12 months | Up to $2,000 | 12.00% | $88.85 |
Share Secured
| Term | Features | Rate * |
|---|---|---|
| 144 months | 3.00% above Peake Savings* | 3.00% above Peake Savings* |
Vacation Loan
| Term | APR * | Est. Payment * per $1,000 |
|---|---|---|
| 12 months | 7.90% | $86.94 |
Education / Computer
| Term | APR * | Est. Payment * per $1,000 |
|---|---|---|
| 18 months | 6.90% | $58.64 |
Footnotes & Disclosures
Optional debt protection is available for all Personal loans.
* APR = Annual Percentage Rate. Rates and terms based on credit approval. Not all applicants will qualify for the lowest rate. Additional terms, conditions, and eligibility requirements may apply.
** Limit of three FastCash loans per six-month period and only one can be open at a time; must be a member in good standing for at least 30 days. There is a $20 application fee for each FastCash loan.
Ready When You Are
Apply in minutes or talk with a team that’s here to help you choose the right option.