Auto Loans
Auto Financing
Get in the driver’s seat.
Finance, refinance, and shop smarter. All in one place.
Get Pre-Approved Shop at your Peake.
Get pre-approved before you shop so you know exactly what you can afford – and stay in control at the dealership.
A Better Way to Finance
- Competitive rates
- Flexible terms that fit your life
- Quick pre-approval so you can shop with confidence
- Easy refinance options to help you save
- Optional GAP coverage, Debt Protection, and Extended Warranty
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Apply online in minutes
No paperwork, no branch visit required. Fully digital.
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Shop with confidence
Your approval is good for 45 days — plenty of time to find the right vehicle.
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Drive home happy
Finalize your purchase and your loan in one smooth step.
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Protect your investment
Optional GAP coverage, Debt Protection, and Extended Warranty available.
Affordable Auto Loan Financing Whatever You're Driving Toward, We Have a Loan for It.
Whether you're buying new, shopping for a used vehicle, or tired of your high-rate loan — we make it straightforward.
Auto Loan Calculator Find Out Exactly How Much You Could Be Saving.
Calculate monthly payment based on purchase price and schedule.
Powered by AutoSmart Shop Smarter with AutoSmart
Find the right vehicle in minutes. Search real-time inventory, compare options, and connect with trusted local dealers – all in one place.
- Real-time local dealer inventory
- Compare prices across multiple dealers
- Filter by make, model, year, and price
- Pair instantly with your pre-approval
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Search 200+ local vehicles
Updated daily from dealer partners
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Compare pricing & specs
Side-by-side vehicle comparison
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Pair with your pre-approval
See what fits your budget instantly
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Connect with dealer partners
Trusted local dealerships, vetted by Peake
Local Resources The Right Vehicle, The Right Location.
Use these tools to quickly access our dealer network before leaving home.
Peace of Mind Protect Your Vehicle Investment.
Life happens. Have peace of mind knowing that your vehicle and your finances are covered with these optional services:
Boat & RV Financing Have a Different Type of Vehicle to Finance?
Flexible financing for what moves you.
Auto Loan Rates Rates that keep you moving forward.
Explore current rates and find the right loan for what’s next.
Auto - New or Used
| Term | APR * | Est. Payment * per $1,000 |
|---|---|---|
| 60 months | 4.75% | $18.76 |
| 72 months | 5.25% | $16.22 |
| 84 months | 5.75% | $14.49 |
Auto - Antique, Vintage, Classic
| Term | APR * | Est. Payment * per $1,000 |
|---|---|---|
| 60 months | 5.50% | $19.10 |
| 72 months | 6.00% | $16.57 |
| 84 months | 6.50% | $14.85 |
Aged (vehicles 10 years & older)
| Term | APR * | Est. Payment * per $1,000 |
|---|---|---|
| 60 months | 7.50% | $20.04 |
Boats / RVs
| Term | Features | APR * | Est. Payment * per $1,000 |
|---|---|---|---|
| 60 months | Up to $24,999 | 8.50% | $20.52 |
| 144 months | $25,000+ | 8.50% | $11.10 |
Auto Cash
| Term | APR * | Est. Payment * per $1,000 |
|---|---|---|
| 60 months | 9.00% | $20.76 |
Footnote & Disclosures
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Subject to credit approval. Check for qualifying details. APR= Annual Percentage Rate. New & used vehicle rates above include a discount of .50% (for 60, 72 and 84 months) with automated payments at time of origination. Refinancing of any existing Peake Federal Credit Union auto loan will incur a $250 processing fee. Loan policies and rates are subject to change without notice as declared by the Board of Directors. For all types of consumer loans, the rate you pay is determined by your credit score. If we were unable to offer you the lowest rate on a consumer loan due to your credit score, you may be eligible for a rate reduction in the future.
Take the Next Step
Apply in minutes—and we’ll guide you the rest of the way.