SECURITY ALERT: Peake will never ask for your account or card number, password, PIN, or other sensitive information by phone, email or text. If you receive such a request, do not provide it and contact us directly.

All Peake Branches and the Call Center will be closed Monday, September 7 in observance of Labor Day. Accounts may be accessed via online, mobile, or phone banking.

Credit Cards

Credit Cards

Peake card. Platinum value.

Rewards, flexibility, and no annual fee—built for how you spend.

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Visa® Platinum Credit Card Designed for Real Life

  • Credit lines from $500–$25,000
  • Competitive rates based on creditworthiness
  • Tap-to-pay + mobile wallet compatible (Apple Pay®, Google Pay™, Samsung Pay®)
  • Easy account management in online and mobile banking
Apply Now View Application & Disclosures

  • 0% intro APR*

    on purchases for the first 6 billing cycles, then 8.90%-14.90% APR*

  • 10,000 bonus points*

    when you spend $1,000 in your first 90 days

  • No annual fee

    and a flexible rewards program

  • Earn rewards

    on every purchase

Balance Transfer Pay Less Interest

Transfer higher-rate balances and you could save on interest.

Transfer a Balance

Visa® Credit Card Why You’ll Love It

Simple, Flexible Rewards

Earn one point for every dollar you spend when you use your card—and redeem them your way:

  • Cash back (statement credit or deposit)
  • Travel
  • Gift cards
  • Merchandise
Redeem Points Now

Digital Wallet

Pay securely using your phone or smartwatch – fast, secure, and always within reach.

  • Compatible with Apple Pay®, Google Pay™, and Samsung Pay®
  • Add your card and check out in seconds
  • Digital replacement card if your card is lost or stolen – so you can use it right away

Card Management

Use the Peake Credit and PeakeMobile apps to manage your card

  • Set card alerts and controls
  • Turn your card on and off
  • Track transactions and payments
  • Report a card lost or stolen

Credit Card Rates

Credit Cards

Features APR *
Introductory APR (first 6 billing cycles on purchases) 0.00%
Fixed standard APR (after introductory period) 8.90% – 14.90%
Apply Now

Disclosures

*

APR = Annual Percentage Rate. Subject to credit approval. Membership required. Introductory 0.00% APR applies to purchases for the first 6 billing cycles from account opening. After the introductory period, a fixed APR of 8.90%–14.90%, based on creditworthiness, will apply. The introductory APR does not apply to balance transfers or cash advances. Promotional offers, rates for new accounts, terms, and conditions are subject to change without notice.

Bonus points will be awarded after qualifying purchases totaling $1,000 within 90 days of account opening. Rewards are earned as points on eligible purchases (less returns and credits). Balance transfers, cash advances, fees, interest charges, and returned purchases do not earn rewards. Points may be redeemed through CURewards® for cash back (as a Visa® statement credit or deposit into your Peake Federal checking or savings account), travel, gift cards, or merchandise. See the Rewards Program Terms and Conditions for complete details.

Need Help Fast?

Lost or stolen card, travel notice, or fraud support—we’re here for you.

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