Savings
Savings
Steady growth starts here.
From your first deposit to bigger goals, build momentum with savings that move at your pace.
Peake Savings Why save with Peake?
- Start with as little as $5
- Competitive dividends that help your balance grow
- No monthly fees on most accounts
- Easy access in online and mobile banking
- Federally insured by NCUA up to $250,000
Savings Options Choose your savings style.
Savings Disclosures
* Rates may vary based on balance. Fees or withdrawals may reduce earnings. Some club accounts have withdrawal limitations. See account details. Dividends compound and paid quarterly. Dividend rates subject to change. If Premier Money Market balance falls below $2,500 the dividend earned is 1% below the Peake Savings rate.
1 $100 minimum per deposit, transfer or withdrawal.
2 Minimum opening deposit of $5 for all Club accounts. Dividends are compounded and credited quarterly. Holiday Club balances transfer to your Peake Savings account once per year in October. Additional withdrawals incur a $10 fee.
3 Established by an adult for benefit of a minor. Minor cannot access funds until they turn 21. Withdrawals must be in person with the custodian’s signature.
Savings Calculator Set a Goal. Track Your Progress.
Saving is easier when you have a plan. Use our calculator to map out your goal—whether it’s an emergency fund, vacation, or something bigger.
Certificates A steady course for your savings.
Lock in a guaranteed rate and let your savings grow.
Why Certificates?
- One rate for the full term
- Terms from 12 to 60 months
- $500 minimum to open
- Dividends compounded daily, paid monthly
Contact Us to find the right share certificate that is right for you.
Competitive Rates
Peake Savings
| Min. Balance | Dividend Rate * | APY * |
|---|---|---|
| $5 | 0.10% | 0.10% |
Club Savings
| Min. Balance | Dividend Rate * | APY * |
|---|---|---|
| $5 | 0.10% | 0.10% |
Money Market
| Min. Balance | Dividend Rate * | APY * |
|---|---|---|
| $2,500 | 0.40% | 0.40% |
Certificates
| Term | Min. Balance | Dividend Rate * | APY * |
|---|---|---|---|
| 12 months | $500 | 3.65% | 3.71% |
| 24 months | $500 | 3.55% | 3.61% |
| 36 months | $500 | 3.50% | 3.56% |
| 48 months | $500 | 3.35% | 3.40% |
| 60 months | $500 | 3.45% | 3.51% |
Ready When You Are
Open an account today. It only takes about 10 minutes.