Checking Accounts - Peake Federal Credit Union

Peake Checking Checking that works for you.

Peake checking accounts are easy to use, easy to understand, and built around you. That’s why we offer checking options with no monthly fees, powerful digital tools, and features that fit your everyday life.

All Peake Federal Checking Accounts Give You:

Mobile check deposit
Direct Deposit
Contactless Visa^® Debit card
Free online and mobile banking
Surcharge-free access to more than 55,000 ATMs nationwide

Basic Checking

Open Account

Simple, easy checking with the option to earn a bonus for every month you meet certain criteria *

No minimum opening deposit
No minimum balance
No monthly service fees
eStatements
Visa^® Debit card
Access to 55,000 surcharge-free ATMs nationwide
Optional Overdraft Protection
Free standard checks
Free Bill Pay
Bonus dividends and interest rebates* for meeting the following requirements each month: 1) Direct Deposit, 2) eStatements, 3) 12 point-of-sale transactions with your Peake Visa^® Debit card

Student Checking

Open Account

For students under the age of 18 with parent/guardian joint account owner

No minimum opening deposit
No minimum balance
No monthly service fees
eStatements
Free standard checks
Visa^® Debit card
Access to 55,000 surcharge-free ATMs nationwide

Smiling Cashier Hands Card Reader to Customer at Bakery Checkout in Busy Store

Visa^® Debit Card Your card. Your money. Right when you need it.

Use it wherever Visa^® is accepted.

Unlimited use at Peake Federal branch ATMs and up to 8 free in-network transactions per month
Access to over 55,000 surcharge-free ATMs nationwide through the Allpoint network
Tap to pay with contactless technology
Digital wallet ready
Card Alerts & Controls to turn your card on or off and to help you control what you spend and where
See transactions and balances with Peake Online and PeakeMobile
Fraud protection
Account updating service if your card is replaced

Turn your card on and off to protect it or set alerts and controls to help you control what you spend and where. Look for the Cards tab in digital banking.

Report it right away to protect your account. Call 800-472-3272 or from outside the U.S. call collect 0-973-682-2652.

For your protection, debit card use may be restricted in certain countries. If you plan to travel outside the U.S., please contact Member Services in advance.

Min. Balance	Dividend Rate *	APY *
$0	0.05%	0.05%

Open Account

Open Account Get In Touch

Checking made simple.

Peake Checking Checking that works for you.

Checking Account Options Choose the account that works for you.

Basic Checking

Student Checking

Visa^® Debit Card Your card. Your money. Right when you need it.

Card Alerts & Controls

Lost or Stolen Card?

International Travel

Competitive Rates

Basic Checking

Ready When You Are

Frequently Asked Questions