We will be closed on Tuesday, November 11 in observance of Veterans Day. Newly enrolled in online/mobile banking? Remember to re-establish internal transfers and recurring payments after you enroll. Our CPA firm, Yount, Hyde & Barbour, P.C. (YHB) is currently conducting an annual member verification as part of the audit of the Credit Union. If your account is selected for confirmation, the letter will be mailed from YHB’s Winchester Virginia office and will request that you respond to that same Winchester address using a postage-paid self-addressed envelope. We encourage you to respond to this confirmation request to ensure an efficient audit process. If you are impacted by the government shutdown, contact us to explore financial relief options.

New online and mobile banking is here.

Visit the Frequently Asked Questions page to learn more. If you need your member number to re-enroll, email us at pathtopeake@peakefederal.com.

Savings Rates

Effective November 1, 2025.

Deposit Accounts


Minimum

Dividend

APY*

Share Savings$5

.15%

.15%

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Checking

$0

.05%

.05%

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IRA Savings$10

.15%

.15%

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Holiday, Vacation & Personal Clubs $5

.15%

.15%

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Premier Money Market$2500

.55%

.55%

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*APY=Annual Percentage Yield

Share Certificates Effective 10/28/25

Term

Minimum

Dividend

APY*

12 months

$500

3.80%

3.87%

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24 months

$500

3.65%

3.71%

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36 months

$500

3.60%

3.66%

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48 months

$500

3.55%

3.61%

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60 months

$500

3.60%

3.66%

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*APY=Annual Percentage Yield
Additional deposits not allowed
Penalty for early withdrawal
Automatic renewal at maturity unless action is taken otherwise

IRA Share Certificates Effective 6/25/25

Term

Minimum

Dividend

APY*

36 months

$500

3.60%

3.66%

Please visit a branch to open an IRA Certificate

60 months

$500

3.60%

3.66%

Please visit a branch to open an IRA Certificate

*APY=Annual Percentage Yield
Additional deposits not allowed
Penalty for early withdrawal
Automatic renewal at maturity unless action is taken otherwise

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