New online and mobile banking experience is now here.

Whether you prefer to bank on your desktop or mobile device, your digital banking experience is about to get an upgrade. Visit the Frequently Asked Questions page to learn more about this change and what to expect.

Personal Loans

We have millions to lend – for when life happens!

Personal Loans

Whatever you need, whenever you need it, we can help.

We all have expected and unexpected expenses: a dream vacation, tuition, medical bills, or too many bills. 

Whether it’s to fund something expected, unexpected, or to just consolidate your debt, we have millions to lend – for when life happens.

Personal Loans Options

Features

Terms

APR Range

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Personal Loan

Up to $25,000

No collateral required

Up to 60 mos.

61 to 84 mos.

7.90 % - 13.90%*

8.90% - 14.90%*

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Preferred Line of Credit

Up to $15,000

Overdraft protection available

No collateral required

Up to 48 mos.

10.90% - 16.90%*

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Signature Money Line of Credit

Up to $2,000

No collateral required

6 or 12 mos.

12.00% - 18.00%*

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Vacation Loan

Up to 100% cost of the vacation

No collateral required

Up to 12 mos.

7.90% - 13.90%*

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Share Secured Loan

Secured by balance in Share Savings Account

Still earn dividends on savings

Up to 144 mos.

3.00%* above share savings account rate

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Education/Computer

Up to 100% of computer cost or additional school expenses

No collateral required

Up to 18 mos.

6.90% - 12.90%*

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FastCash**

$100 to $1,000

No collateral required

$20 Application fee

1 to 6 months

28%*

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Holiday Loan

(Oct. 1 to Jan. 31, 2026)

Up to 100% to qualified applicants

No collateral required



Apply Now

Optional debt protection is available for all Personal loans.

*APR = Annual Percentage Rate.  Subject to credit approval.  Not all applicants will qualify for the lowest rate.  Check for qualifying details.

**Limit of three FastCash loans per six-month period (only one can be open at a time), must be a member in good standing for at least 30 days.

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A new digital banking experience is now available.

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