Home Equity Loans
Tap the equity in your home with no closing costs!**
If you own a home in Maryland, Delaware or Pennsylvania, we can help you tap the equity you need to consolidate debt, make home improvements, pay for a child’s college education, and more! Choose from a line of credit or a fixed-rate loan. Approved loan amounts based on 85% of appraised value of Primary Residence or 80% of appraised value of Secondary Residence less first mortgage balance.
Home Equity Line of Credit
Introductory Rate Special
5.50% APR* for the first year
- Variable rate plan (based on prime rate minus 1%) with a floor of 3.90% APR*
- 10-year draw period for advances
- No closing costs**
Not sure how much you qualify for?
Use our Home Equity Calculator to get a better idea!
Optional Debt Protection is available for Home Equity Loans
Nationwide Mortgage Licensing System: NMLS # 410315
*Subject to credit approval. Check for qualifying details. APR = Annual Percentage Rate. Rates are subject to change without notice and may vary based on loan term and credit worthiness.
**If loan is paid off within 24 months of the original note date, closing costs must be reimbursed to the Credit Union by the borrower.
Home Equity Fixed Rate Loan
- 5.75% to 11.75% APR* up to 60 months
- 6.00% to 12.00% APR* up to 120 months
- 6.25% to 12.25% APR* up to 180 months
- Up to 85% of appraised value of primary residence or 80% of appraised value of secondary residence less the first mortgage balance.
- Fixed terms of 5, 10 or 15 years
- No closing costs**
Planning a remodel?
Use a home equity to pay for it!
