All Peake Federal branches and the Call Center will be closed on Monday, September 1 in observance of Labor Day. Online, mobile and phone banking are available 24/7. New online and mobile banking experience coming September 16.

Personal Loans

We have millions to lend – for when life happens!

Personal Loans

Whatever you need, whenever you need it, we can help.

We all have expected and unexpected expenses: a dream vacation, tuition, medical bills, or too many bills. 

Whether it’s to fund something expected, unexpected, or to just consolidate your debt, we have millions to lend – for when life happens.

Personal Loans Options

Features

Terms

APR Range

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Personal Loan

Up to $25,000

No collateral required

Up to 60 mos.

61 to 84 mos.

7.90 % - 13.90%*

8.90% - 14.90%*

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Preferred Line of Credit

Up to $15,000

Overdraft protection available

No collateral required

Up to 48 mos.

10.90% - 16.90%*

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Signature Money Line of Credit

Up to $2,000

No collateral required

6 or 12 mos.

12.00% - 18.00%*

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Vacation Loan

Up to 100% cost of the vacation

No collateral required

Up to 12 mos.

7.90% - 13.90%*

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Share Secured Loan

Secured by balance in Share Savings Account

Still earn dividends on savings

Up to 144 mos.

3.00%* above share savings account rate

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Education/Computer

Up to 100% of computer cost or additional school expenses

No collateral required

Up to 18 mos.

6.90% - 12.90%*

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FastCash**

$100 to $1,000

No collateral required

$20 Application fee

1 to 6 months

28%*

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Holiday Loan

(Oct. 1 to Jan. 31, 2026)

Up to 100% to qualified applicants

No collateral required



Apply Now

Optional debt protection is available for all Personal loans.

*APR = Annual Percentage Rate.  Subject to credit approval.  Not all applicants will qualify for the lowest rate.  Check for qualifying details.

**Limit of three FastCash loans per six-month period (only one can be open at a time), must be a member in good standing for at least 30 days.

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